Personal Loan for self-employed

To give yourself the best chance of success getting a personal loan for self-employed, you’ll need to be able to demonstrate consistent income into a single account; and a good credit rating.

How to get a personal loan for self-employed?

Unlike other money lenders, Ozzie Loans doesn’t mess around with paper copies or uploads of supporting documents like bank statements or payslips. Our personal loans application process is 100% online, utilising the latest lending technology to access and verify all the financial information we need online. 

We use the same security-level encryption as banks to get read-only access to hundreds of financial data points, including your bank account and credit history. Using this technology, we’re able to assess your application and any risk associated with lending to you in real-time. This means you’ll know the outcome of your application for personal loan for self-employed within minutes of submitting it.

All you’ll need to apply for a personal loan for self-employed with us is two forms of Australian government-issued identification, such as a passport, driver’s licence, medicare or proof of age card. No paperwork, no phone calls, no fuss. Easy.

What documentation is needed for personal loan for self-employed?

Unlike other money lenders, Ozzie Loans doesn’t mess around with paper copies or uploads of supporting documents like bank statements or payslips. Our personal loans application process is 100% online, utilising the latest lending technology to access and verify all the financial information we need online. 

We use the same security-level encryption as banks to get read-only access to hundreds of financial data points, including your bank account and credit history. Using this technology, we’re able to assess your application and any risk associated with lending to you in real-time. This means you’ll know the outcome of your application for personal loan for self-employed within minutes of submitting it.

All you’ll need to apply for a personal loan for self-employed with us is two forms of Australian government-issued identification, such as a passport, driver’s licence, medicare or proof of age card. No paperwork, no phone calls, no fuss. Easy!

Can I get a personal loan for self-employed with bad credit?

Ozzie Loans believes in responsible lending, and we want to make sure you don’t borrow more for your personal loan for self-employed than you can comfortably afford to pay back. 

As part of your application, we will check your credit history. But don’t panic if your credit has taken a few hits - we won’t automatically decline you for a blemish or two on your file, and every application is assessed individually. 

It’s a good idea to get a recent copy of your credit file prior to making an application and make an accurate assessment of your current financial health. If you are bankrupt, have a debt agreement or a recent, consistent, long-term history of missed payments, your application will be declined. 

However, it’s not all bad: there have been changes to the way credit is reported and positive behaviours, i.e. making consistent, timely repayments, also now count toward your credit score, making it much easier to repair. You might simply need to bide your time for a few months and continue to demonstrate positive credit behaviours before you apply to increase your chance of success.  

To find out more about personal loan for self-employed, visit Ozzie Loans online today.