How it works

We're 100% digital

Better online
experience

Applying made
easier and simpler

...

Streamlined application

Apply in under 5 minutes
using just your mobile phone

...

Choose your loan offer

Select the loan amount and
repayment term you like best

...

Same-day outcome

Cash in your bank account in
minutes once approved

Paper-free and hassle-free

Start your journey to better credit with Ozzie Loans. We offer a completely online experience for personal loans and lines of credit with smarter, fairer same-day decisions.

We’re tech-driven, but you still get real support from real people via phone or email for any sort of query.

Apply online in under 5 minutes, get an outcome fast, and have that extra cash you need in your bank account in as little as 60 minutes. It’s that easy.

Fair and transparent

Just like you, we don’t want any sneaky hidden charges and surprise additional fees. We’re completely transparent about our costs.

We also align your repayments with your current pay cycle, so you don’t have to worry about getting caught with late fees.

Our repayments are also flexible, so you are always free to pay off your loan earlier with zero early exit fees and no other penalties.

Get your cash same-day

Line of credit

From $1,000 to $15,000

Fast cash when you need it

Personal loan

From $5,000 to $50,000

Same-day cash with low rates