Fast Cash Loan

Fast money loans are perfect if things are urgent and you don’t have time to find any other solution to fix your financial problem. They are perfectly suitable if you need to bridge your monthly cash flow until your next paycheck arrives without running into credit card debt. 

Moreover, this fast cash loan is an excellent option if you come across amazing deals that are just too good to let them slip through your fingers. These can be a cheap flight to spontaneously visit your family in another state, reserving an early bird spot for a conference you want to attend, or booking a last-minute family vacation for four. Some people also use such a loan to pay back their student loans, for debt consolidation, or to refinance much more expensive consumer loans.

Last minute loans are usually the right loans if you need a small amount of cash right away. Ozzie Loans’ lending process involves a five-minute loan application. Our personal cash loans range from $5,000 to $50,000. Once your loan is approved, your money can be with you in just 60 minutes, depending on your bank. Applications made outside of business hours however may take longer. The benefit of a fast cash loan is that they have a quick approval time, and you often have the funds available in your bank account the same day, sometimes in as little as an hour. 

From there, you simply take the determined amount of money, use it for whatever reason you need it, and pay it back to the money lenders in fixed instalments. This makes these same day loans the ideal financial support for any emergency you might face. Plus, it reduces your headaches and gives you peace of mind for the time being.

Besides, you don’t have to worry about the high-interest rate banks charge for their personal loans, bowing down to their fees and charges, or increasing your credit card limit. Ozzie Loans provides an easy finance process that is secure, absolutely straightforward, and easy to use.

How do fast cash loans work?

A fast cash loan is a loan you must apply for to quickly receive your money in an emergency. Typically, these fast loans work like a consumer loan and are processed relatively quickly. Often, it is just a matter of a few hours until the lenders transfer your money in a lump sum. What’s great is that it usually only takes a few minutes to apply for them, and lenders don’t require any extensive paperwork to be filled out.

Besides, these cash loans are often unsecured because your money lenders make a thorough assessment of your situation and check your creditworthiness. This means there is no security required upfront to access your fast cash loan. However, providing collateral or security such as your car can often increase your chances to get a better interest rate from your lender. 

Once your loan application has been accepted, Ozzie Loans will process your funds in a short amount of time so you can immediately access your money to solve your immediate financial problems. That is also the point in time where your final loan amount required is established, as such online loans are tied to a repayment schedule and establishment fees.

From there, you start paying back the funded amount through equal repayments with a fixed interest rate over a fixed loan term. We also know that most people want to know about fees and the charges upfront. They want to ensure that there are no hidden costs and that all cost details of their fast cash loan are explained beforehand. If you want to know upfront how much the costs you need to repay for the borrowed amount, use the Ozzie Loans loan calculator to decide whether moving forward with us is worth it to you.

How to qualify for a fast cash loan?

Once you are ready to apply for a fast cash loan, you must fulfil a few requirements to be eligible for the same day loan. 

First, you must be an Australian resident or citizen and 18 years of age. Secondly, Ozzie Loans needs assurance that you can comfortably repay the borrowed amount on the budget you currently live on. The best-case scenario is if you are employed and receive a regular income. On the other hand, if you are unemployed or on pension payments, we might still be able to help you out. Lastly, an active e-mail address and a working Australian phone number are necessary for further interaction with us.

What we like to mention here as well is that we take our commitment to responsible lending very seriously. For that very reason, Ozzie Loans will conduct thorough credit checks and not lend to persons who will be put in any financial distress or hardship due to borrowing money from us. However, even if you have bad credit, don’t worry too much because we may still be able to help you as we look at your current situation and if you will be able to afford the repayments.

Please check our loan eligibility criteria on our page to be on the safe side when applying for a fast cash loan.

Where can I apply for a fast cash loan?

If you want to apply for a fast cash loan, you can go through the online application process on our website and apply online. Our straightforward application process involves just a few simple steps until you are ready to borrow money from us. And the best thing is that you can do this wherever you are and whenever you need it. You can also do this from your mobile phone. That’s how easy it is with Ozzie Loans.

Our quick and easy steps include personal details and questions about the loan and your employment status and income. Moreover, we require identification and an agreement from your side to run necessary credit checks, calculate your credit score and create a credit report. Ultimately, we need your bank details so our experts can assess your application and transfer the fast cash to your bank account.

The great thing is that you can apply for our quick loans online 24/7 and don’t have to get to your local bank during business hours. If you apply outside the regular business hours, our loan experts will assess your application when they are back in the office to help you out. And if you apply within the regular business hours and your loan application is all good, we immediately send you a contract, which you can conveniently sign online as well. This means you will have your express funds on the same day most of the time.