Home Improvement Loans

We won’t hold you up with lengthy phone conversations, and we use a suite of the latest secure online software to verify your identity and whatever other details we need to get you approved fast. We are a wholly online money lender who specialises in offering fast loans today for people who need cash now.

Check out our full list of fees and charges online now as well as our online loan repayment calculator that will help you get an indication of the likely repayments on the cash loan of your choice. We work hard to ensure that our customers enjoy a fast, effortless and fully informed credit experience, so everything you need to know about Ozzie Loans is available online in plain speaking. If you have any other questions about any of our finance products, you can get in touch at any time. Use our easy online chat facility to get answers to your queries fast.

What are home improvement loans?

Home improvement loans are for covering the cost of big or small changes around the home by funding professional works or even smaller home DIY projects. Renovating your home or adding improvements like solar electric panels and other sustainable, money-saving additions can help increase the value of your home and make sure that your biggest assets are still valuable and up to date.

Ozzie Loans offers a complete suite of credit options designed to be flexible and easy to use. Choose from our range of online loans, including small loans starting from $5,000 through to large loans of up to $50,000, as well as a revolving line of credit option offering customers up to $15,000. We want to help you achieve your dreams with quick cash loans of all shapes and sizes. Whatever you need a personal loan for, we’re here to help.

A personal loan is delivered as a lump sum and transferred directly into your bank account once a digitally signed loan contract is returned to our assessment team. It comes with a fixed interest rate, fixed loan term and fixed number of repayments. Each repayment is the same amount and is directly debited from your bank account, so you don’t have to worry about missing a payment. If you’re in a position to close out your loan balance ahead of the original loan term, then you can do so with Ozzie Loans without having to pay any early termination fees. Easy, fast and flexible cash today is what you can expect when you apply online with Ozzie Loans.

Are home improvement loans beneficial?

Home improvement loans offer you the cash now to get started on those improvements and additions to the family home. Whatever you have planned, from adding a new storey to just updating wet rooms like the bathroom and laundry, you could have the cash you need in your account within just 24 hours of applying online with us.

Planning home renovations can be a stressful time, particularly if you’re using professional labourers for the heavy lifting or you’re planning large-scale improvements and changes. Renovations cause disruption to everyone too, including the neighbours, depending on the type of works you’re having done. To ensure that your planned renovations go as smoothly as possible, always ensure that you have a budget in place ahead of time and stick to it. Keeping 20% as a contingency amount can be helpful too, to cover unexpected costs throughout the renovation or give you some extra funds at the end to splash out on some luxury finishes like tapware, baths, kitchen appliances and more. The home is where the heart is, so no matter whether you’re flipping a property for quick cash or you’re planning a facelift for the family home, let Ozzie Loans help you make your dreams a reality with our range of easy cash loans.

How to get a home improvement loan?

Apply online for our complete range of finance options like our home improvement loans. Your application takes just 5 minutes to complete and submit and, depending on who you bank with, you could have your new funds within the same day.

To be eligible for any of our credit products, you must be at least 18 years of age, currently employed and a permanent resident within Australia. We will check your credit score and your credit history as a standard function of our responsible credit facilities but don’t worry if your credit history isn’t as good as it could be. We understand that many things can affect personal finances. We will endeavour to analyse your complete financial picture before delivering a result on your new home improvement loan application.

Apply online today with Ozzie Loans for the cash you need to make those renovations finally happen. Live in the home of your dreams with our help and some quick cash from Australia’s fast and easy online money lender.