Personal Loans Brisbane

What do you need to apply for a personal loan in Brisbane?

As long as you’re 18 or older with a permanent Australian address and working at a local business establishment, you can expect a hassle-free transaction for personal loans in Brisbane. We know it's tough to get a personal loan if you don't have a credit history. Fortunately, we are able to work with applicants who do not meet the standard requirements for eligibility by looking at their recent transaction histories and potential future earnings. If you’re not convinced that we’re the best at what we do, simply look up this personal loan comparison in Australia.

As one of Australia’s most trusted lenders, we believe in investing in a trustworthy relationship. At Ozzie Loans, we believe that if you prove yourself trustworthy with smaller loans, we will be able to approve your larger loan application. Work your way toward an above-average credit score, and more available funds for large-scale projects like buying property or starting up an enterprise can be provided – not to mention with personal loan interest rates that work for you instead of against you. For those who need a little help with their finances, an Express loan can be the perfect solution to stay on top of their expenses. These loans are designed to provide quick and easy assistance for your short-term financial needs like car repairs or new school supplies.

How much can I borrow with a personal loan?

The amount of money you're able to borrow for personal loans in Brisbane varies based on how much your monthly income and outstanding debts are, with respect to various individual circumstances. To help you find out what personal loans best suits your situation, we recommend you use our personal loan calculator so you can find out the maximum potential amount available to you with respect to the income and expenses entered. If your personal loan eligibility is in good standing, and you’re looking for a premier source of personal loans at competitive rates, then apply at Ozzie Loans, where you can get personal loans in Brisbane between $5,000 and $50,000.

Can I increase my personal loan amount?

A loan with Ozzie Loans is the perfect way to clean up your current debt and pave the way for new chapters in your life. If you already have a personal loan from us, unfortunately, we won't be able to increase its balance simply. Instead, you will need to apply for one of our other credit options if there are any balances left on those old loans as well. Ending an existing term early doesn't cost anything because we do not charge customers these fees. Check out our website to view our list of standard fees and charges. 

With Ozzie Loans, you can be sure our content is delivered in a simple, straightforward, no-nonsense manner. Our goal is to make sure that you feel safe and secure handling transactions with us. That’s why if you’re feeling lost or overwhelmed with personal loans in Brisbane, our support team is more than happy to walk you through it. Simply call us at 1300 669 059, and we’ll be ready to help you with your concerns from Monday to Friday, 8:00 a.m. to 9:00 p.m., as well as Saturday and Sunday from 9:00 a.m. to 9:00 p.m.

As we are an online lender, we’ve built systems in place to ensure that our approval system is efficient and streamlined – meaning we deliver your offer and contract to you digitally for convenience. All it takes is one click or tap on our application form to get started with us, so there's no need to worry about getting stuck in traffic just because you needed some cash fast!

Can borrowing loans affect my credit score?

Whether your credit score goes up or down depends on some factors, such as what your current debt-to-credit ratio is and the length of time you plan to take to pay off the new loan. When it comes to personal loans in Brisbane, a fresh entry will only affect you if there is already no more room for borrowing – which we wouldn’t expect because the idea of a loan with us would be contingent on having space left over. Therefore preexisting entries would have already been taken care of before getting another one. This process of paying on time ensures you don’t overextend yourself, so it doesn’t negatively affect your credit score.

Now that you’ve learned how easy it is with Ozzie Loans, why not apply now? When we say we’re fast – we really mean it.