Cash Loans Sydney

With loans ranging from $5,000 to $50,000 or our line of credit option for balances between $1,000 and $15,000, there’s a personal loan product available today that could help you make that next step with a fresh injection of quick and easy cash.

Everything you need to know about our schedule of fees and our terms and conditions is written in plain language and viewable on our website. We are a responsible money lender who offers fast, convenient, and hassle-free cash today to Sydney residents across the vast and fantastic city.

Where to get quick cash loans in Sydney?

Online! Ozzie Loans is an online lender, which means we don’t have a physical address and branch office. We don’t need one. Our application process for new cash loans Sydney takes you less than 5 minutes to complete and submit online. We’ve designed our application process to be fast and intuitive, so there’s no need to upload lots of paperwork. In fact, at the end of your application, you’ll be directed to a secure online portal and asked to log into your online banking platform. This step allows us to receive a recent 90-day bank statement directly from your account (we don’t receive access to your account, just a read-only statement), which we use to instantly verify your application data. Customers who apply for our range of quick loans online typically receive a response within the hour. Approved applicants get the cash they need transferred immediately when they return a digitally signed contract. That means that you could apply, get approved and receive the money you need within the same day when you apply online with us.

How do cash loans work?

Cash loans Australia from Ozzie Loans offer customers a lump sum payment of their agreed loan amount transferred into their bank account. That loan amount is then repaid regularly via direct debit payment. You know how much your repayments are each month and how many repayments are remaining on your loan at all times. You can also choose to pay out your loan balance ahead of your agreed loan term. Unlike other money lenders, Ozzie Loans does not charge an early termination fee when our customers are looking to save some interest on their credit products.

How do the repayments work for cash loans in Sydney?

Our personal loans are fixed rate loans which means you receive a fixed rate of interest throughout the term of your loan, keeping repayment amounts identical and for a set number that you know before you accept your new loan. Your new quick loan contract will detail how many repayments you must make when they will be direct debited and how long your loan term is. Our range of short term loans, for example, start with balances of $5,000 and can be taken over just 12 months. For larger cash loans, you can apply for up to $50,000 taken over five years or 60 months.

You can use online tools like our loan repayment calculator to give you an idea of what kind of repayment amount you are likely to have for a loan of your choosing. Adjust inputs like the loan term and interest rate to arrive at an affordable, indicative repayment amount that works for you.

Even after you have started making repayments on your loan, you will not be able to redraw funds from that loan balance nor apply for a loan increase to add additional credit. If you’re looking for small loans like a quick cash injection to help you cover upcoming bills or buy a new laptop, home furnishings or outfit a new home office suite, then you might like to consider our line of credit option instead. Our line of credit is available for balances between $1,000 and $15,000, and, just like a credit card, you can reuse your credit funds once you have repaid them as often as you like. Unlike a credit card, our line of credit works more like fast cash loans when you need them. You transfer cash amounts from your line of credit and directly into your bank account with minimum withdrawal amounts of $100.

To qualify for online loans in Sydney, you need to be at least 18 years of age, currently employed and a permanent resident within Australia. We will look at things like your credit score and your past credit history but don’t worry. Our loan assessment team looks at the entire financial picture with each application we receive. If you have recently worked hard to repair your credit, then that work will be visible and taken into account when you apply online with us.

Get approved for cash loans in Sydney now with a fast and easy online application taking you just 5 minutes to complete and submit. Check out our full list of fees online, including charges like establishment fees, and enjoy transparent, convenient lending from Sydney’s online lender. Apply online with us now.