Cash Loans Brisbane

It only takes a few minutes to apply for Ozzie Loans cash loans online. Whether you need some fast cash for a cash advance, want to refinance so managing your bills and debts is easier or need some extra cash to cover some unexpected medical expenses, our quick cash loans can help.  Depending on who your bank account is with and whether you applied during business hours, you’ll even get your cash today. 

Our online loans are available from anywhere in QLD, at any time. From Mt Isa to Maroochydore, Cairns to Cunnamulla - as long as you can get online, you can take advantage of Ozzie Loans easy finance.

Where to get cash loans in Brisbane?

Ozzie Loans is one of Australia’s most accessible money lenders. 

We’re fully accredited and operate 100% online, so you can access our cash loans in Brisbane - and in Sherwood, Beenleigh, Fortitude Valley and Redcliffe, you get the gist! Wherever you are in Australia, Ozzie Loans are too.  

To be eligible for our same day cash loans, you’ll need to be 18+, employed with a steady source of income, and an Australian resident. To be successful in the quick cash loans approval process, you’ll need to be able to demonstrate this income through consistent deposits to your bank account. 

Our application process takes just a few short minutes and doesn’t involve stuffing around with payslips and piles of paperwork. You’ll just need two forms of Australian government-issued identification, such as a passport, driver’s licence, medicare or proof of age card, to verify your identity. 

To make sure our personal loans application process is fair and transparent, we look at every application for cash loans in Brisbane individually. Ozzie Loans utilises the latest online lending technology to gather financial information from thousands of data touchpoints - our secret weapon for skipping those pesky supporting documents!

Before you apply, we recommend using our nifty online loan calculator to compare repayments on different loan terms by manipulating the loan amount and years. You can borrow between $5,000 to $50,000 over 1-5 years. 

When you begin an application for our unsecured personal loans, we’ll first ask you about how much you’d like to borrow and over how long. Once you’ve confirmed that, you’ll need to tell us about your employment and income, living expenses, and any liabilities (such as other loans or credit cards), savings, and assets. 

We’ll then review the past 24 months of your credit history. You’ll be happy to know there’ve been some changes to the way credit is reported, and it’s been a huge benefit to our customers. Previously, your credit history only reflected times where you may have missed a bill or defaulted on a line of credit - a.k.a. the ‘bad stuff’.  The new, comprehensive method of credit reporting also records all of your regular, on-time repayments, creating a much clearer, fairer, and more positive borrower profile.

As the last step in the application process for cash loans in Brisbane, we’ll ask you to sign in to your online bank platform. We don’t actually receive access to your bank account - our system simply requests a 90-day transaction statement in PDF read-only format from your bank, which we’ll use to confirm the information around income, debt, and other expenses listed in your application.

How to access cash loans?

You’ll need to sign and submit your agreement to the proposed loan terms to finalise the approval process and get access to your money. 

Ozzie Loans believes in responsible lending, and we’re upfront about all our fees and charges. Your loan terms will clearly outline the fixed interest rate and repayments associated with your loan - as well as the establishment fees and any monthly fees and charges.

Assuming you’re happy to proceed with the line of credit offered, simply digitally sign the contract. Once received, it will prompt the release of your money to your nominated bank account. Typically, you’ll have access to your new cash flow the same day you applied - often within an hour or two.

How do the repayments work for cash loans?

Making repayments on our personal loans is easy. Because we only offer fixed interest loans, you’ll know exactly how much your monthly repayments will be for the full duration of your loan terms. To keep things simple, we'll debit this amount directly from your bank account on a nominated date each month. 

Unlike other money lenders, Ozzie Loans don’t penalise our customers for making additional repayments on their fixed interest loans by slugging them with additional fees and charges. In fact, we reward it! 

As you make consistent repayments and close every line of credit you take up with us (including cash loans in Brisbane), your credit score will increase - meaning you’ll be eligible for lower fixed interest rates and higher credit limits when you make a new application for our products in the future. 

To find out what loan terms might be available to you through our cash loans Brisbane, apply online with Ozzie Loans today.