Cash Loans Adelaide

How do cash loans work?

When you apply for fast cash online with Ozzie Loans, you are applying for either our range of personal loans with competitive interest rates and available for balances between $5,000 and $50,000, or you are applying for our line of credit option, offering balances of up to $15,000 in instant credit.

Our range of cash now loans are offered as lump sum payments, paid directly into your bank account when you return a digitally signed contract upon approval. This means that you could conceivably apply for our cash loans Australia within just 5 minutes online now and receive the funds you need the same day that you applied for them. Available loan offers start with short term finance options taken over just 12 months up to large loans of $50,000.

Where to get quick cash loans in Adelaide?

Apply online for cash loans in Adelaide with Ozzie Loans – the online money lender that offers customers quick, convenient and painless credit. We probably won’t need to call you. We verify your application data online, so you don’t have to upload lots of paperwork or wait days for a decision regarding your credit application.

To get cash today, you will need some basic forms of identification and your online banking details to complete our application form. You need to be at least 18 years old, currently employed, and a permanent resident within Australia to be eligible to apply. Everything you need to know about any of our fast cash loans can be viewed online via our website. There are no hidden charges and no complicated language. Just plain-speaking terms and conditions and our fee schedule are clearly explained before you proceed with your chosen finance.

At the end of your application form, you will be directed to our secure online portal, where you’ll be asked to input your login details for your online banking platform. This allows us to receive a read-only 90-day statement of your latest transactions. We don’t receive any other information or access to your online account. Your transaction statement is then used to verify your application data, so there’s no need to bother your employer to confirm your income or ask you to upload additional documentation like your rental ledger, etc.

If you’re happy with the loan offer that we have made you then, it’s simply a case of accepting your offer online. Once we have received a signed contract (you digitally sign your contract with us, saving you time and frustration), we authorise the transfer of your funds immediately.

How do the repayments work for cash loans in Adelaide?

Repayments on any of our finance products are determined before you receive your cash loan payment. Your loan contract will detail the rate of interest you have been offered, the total loan amount, and the number of repayments you’ll need to make over the loan term. Each repayment amount is the same and will be direct debited from your bank account either fortnightly or monthly (depending on what you have opted for) for the length of the loan term. If you would like to pay out your loan balance ahead of schedule, then you are free to do so without paying an early termination fee.

Our personal loans cannot be redrawn against, even after you have part of your total number of scheduled repayments. However, our line of credit option is available for balances between $1,000 and $15,000 and does allow redrawing options. This type of credit is a revolving line of credit that you can transfer cash amounts from and directly to your account whenever you need to. Once you have repaid part of the credit that you have used, then you are free to draw against your account again and again, as often as you need. Some customers may find that our line of credit is the more flexible option and if you’re not sure which might suit you best, take a moment to use our online tools like a loan repayment calculator to compare your options. You can also get in touch with our team if you have any questions or would like some more information about any of our products.

Can I get fast loans with bad credit?

Our application and assessment process is conducted responsibly. We will check your credit history as part of our standard assessment process, but we understand that this file is not the entire picture. Your application will be reviewed by our loans team very carefully. Recent changes in what is visible to us on your credit file mean that we can now see the last 24 months of transactions, so if you have been repairing your file, we’ll see the efforts you have made and make a fair decision.

Find out today how much you could be approved for when you apply for our cash loans in Adelaide. Get approved and the cash you need in 24 hours. Apply online with us now.