*This comparison rate is based on our personal loan for an amount of $30,000 over 5 years, a $495 establishment fee and a $10 monthly fee. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Do you need a $2,000 loan in Australia? Whether it’s for unexpected vet bills, urgent car repairs, or to replace essential household appliances, there are some times in life when even small cash loans would make all the difference. And, not all last-minute spending needs to be for urgent loans or emergencies. You may want to borrow money fast to take advantage of a special deal or purchase a sale item on a weekend away. From personal loans to a credit card or line of credit, there are many different money lenders and loan products available, so if you are looking for a $2,000 loan, you’ll need to consider which option is the most cost-effective for you and will best meet your needs.
If you need cash now, one option is to apply for an Ozzie Loans line of credit. Unlike with a traditional personal loan where you borrow a fixed lump sum of money that needs to be paid back in regular instalments over a pre-determined period of time, if you are approved for a line of credit, you can use any amount of money up to your credit limit. Once you have repaid whatever amount of money you used, it becomes available for you to use again without you needing to reapply. Ozzie Loans offers a line of credit from $1,000 up to $15,000 with a quick and easy application process.
So now that you’ve decided you want to take out a $2,000 loan, how do you go about applying? Many credit providers now have a simple online application process, so you can apply for online loans without leaving home. And with many lenders offering banking apps, you can also apply from your mobile phone or tablet when you are out and about. In many cases, you won’t even need to have a phone call unless, of course, you want to. When dealing with online lenders, it’s important to know that even though they don’t have physical bank branches, you’ll still be able to contact them if you need to!
Applying for a line of credit at Ozzie Loans is straightforward and hassle-free. As with most lenders, you’ll need to be 18 years old, an Australian resident and currently employed to apply for a loan at Ozzie Loans. If you meet this criteria, you’ll then need to enter some personal and financial details such as your employment information, income and expenses. Being a tech-savvy lender, our application process is paperless, so rather than needing to provide us with hard copies of your bank statements, you can give us secure access to your bank statements online. This allows us to verify information without needing you to supply extensive documentation. Obviously, we will only have read-only access to your bank statements, so won’t be able to make any changes, and of course, we won’t have access to your password. Using our proprietary loan management platform, we are able to assess your loan very quickly, so you won’t have to wait long to find out if your loan application has been successful.
If your car needs urgent repairs, you need to replace your fridge, or you want to take advantage of a last-minute deal, you won’t want to have to wait days or even weeks to get your funds. If you need cash today, you’ll need to find a lender that not only has a quick and easy application process but also same-day approvals. At Ozzie Loans, our simple and straightforward application form means you can apply for a line of credit online in less than 5 minutes, and using cutting edge technology, our assessment process won’t take much longer. Once your line of credit has been approved, we can send the cash straight to your bank account. Transfer times will vary between banks, but in many cases, the money can be in your bank account on the same business day.
Suppose you are looking for something larger than a $2,000 loan. In that case, Ozzie Loans also offers unsecured, fixed rate personal loans from $5,000 to $50,000 and, as with our line of credit, the application process can be completed online in a matter of minutes. We can quickly give you an outcome using our smart technology, so you won’t need to wait long to see whether your personal loan has been approved. If you are looking for easy finance, contact Ozzie Loans today and see how we can help you get the fast cash you need. With Ozzie Loans, you could have access to extra cash sooner than you think!
Loan amount
$5,000 to $15,000
$15,001 to $50,000
Establishment fee
$395
$495
Interest rate
Comparison rate
Monthly fee
Exit fee
From 7.95% p.a. to 23.95% p.a.
From 9.33% p.a. to 25.33% p.a.*
$10
No early repayment or exit fees
*This comparison rate is based on $30,000 over 5 years with $495 establishment fee and a $10 monthly fee.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.